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First-Time Homebuyers Down-Payment Assistance Program

Leon County provides down-payment assistance for first-time homebuyers in unincorporated areas within Leon County.

Income Eligibility:

Your income must be within the extremely low to moderate income levels as depicted below to qualify.

% of Median
 Income

Number of Persons in Household

 

1

2

3

4

5

6

7

8

Extremely Low 30%

13,350

15,300

17,200

19,100

20,650

22,150

23,700

25,200

Very Low      50%

22,250

25,450

28,600

31,800

34,350

36,900

39,450

42,000

Low                80%

35,650

40,700

45,800

50,900

54,950

59,050

63,100

67,200

Moderate    120%

53,400

61,080

68,640

76,320

82,440

88,560

94,680

100,800

Maximum Funding Limits per Applicant:

  • Existing homes “without” repair for all income categories - $7,500
  • Existing homes “with” repair:
      • Very Low and Extremely Low Income – up to $15,000
      • Low Income – up to $10,000
      • Moderate Income - $7,500

Additional Eligibility Criteria:

  • Property types include: single family homes, condos and town homes. Mobile homes are ineligible.
  • Must purchase in unincorporated Leon County.
  • Home value must be $204,000 or lower.
  • Your monthly mortgage payment cannot exceed more than 30% of your monthly income.
  • You must be able to contribute 1% of the purchase price from your own funds.
  • You must occupy the home as your primary residence.
  • You must attend Home Buyer Education Counseling Class/Seminar, inclusive of Purchasing, Financing, and Home Maintenance

Applicant Flow:

Please call Leon County Housing Department at (850) 606-1900 for more information.

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